 | Mark Kolarik is the President of the Kansas Teachers Community Credit Union, located in Pittsburg, KS, since 10-2002 and is a board member of the Kansas Corporate Credit Union located in Wichita, KS . He has been employed in the financial service industry for the last 31 years, having worked in several credit unions for 21years and 10 years in the banking industry. He holds a Bachelor of Business Administration degree from the University of Wisconsin-LaCrosse and is a Certificated Credit Union Executive. |
Banking & Finance
2011-07-01 08:19:00
Credit reports
Answer: You can get a free report from each of the three nationwide consumer reporting companies every 12 months. The official web site, annual creditreports.com is the only authorized online source for you to get a free credit report under federal law. Some other sites claim to offer “free” credit reports, but may charge you for another product if you accept a “free” report.
The three nationwide consumer reporting companies have set up one central web site, toll-free telephone number and mailing address through which you can order your free annual credit report.
• Visit annualcreditreport.com or
• Call 1-877-322-8228 or
• Complete the Annual Credit Report
Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Do not contact the three nationwide consumer reporting companies individually. They are only providing free reports through the contacts listed above. Once you get your report, review it closely. If you are disputing or correcting information in your report, contact the reporting agency at:
• Equifax-www.investigate.equifax.com
• Experian-www.experian.com
• Transunion-www.transunion.com
