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Lori Johnson
Lori Johnson is an insurance agent for Farm Bureau Financial Services, located at 219 S. Ozark, Girard, KS 66743. She can provide strategies for all stages of life: Vehicle, Homeowners, Farm, Business, Life Insurance, Annuities, Mutual Funds, Disability, Long-Term Care, Retirement and Education Funding, She is your resource for innovative insurance and investment products and services. To schedule an appointment, please call (620)724-4213 or email lori.johnson@fbfs.com.
Insurance
2011-10-20 12:31:49
A winning game plan for tailgating series – part 2
A: Last month, we discussed the ever so popular “tailgating” events for this time of year, and things to consider when buying and insuring that tailgating vehicle (or vehicles). Tailgating vehicle alternatives While RV’s are always a popular choice for many tailgaters, some fans opt for another type of large tailgating vehicle, like a school or church bus. While these giant vehicles are a great way to transport all your friends, family and supplies to the game, there are a few things you should know before purchasing one. First and foremost, you’ll have to apply for a Commercial Driver’s License with your local DMV office if you want to buy and drive a bus. (Nothing more than a normal driver’s license is required to drive an RV). You should also contact the manufacturer of your bus or other large vehicle and find out how many people can safely fit in the vehicle. Additionally, take your bus or other tailgating vehicle to professional who can ensure that all the seat belts, the air brake system, airbags and tires are in proper working condition. This will ensure that your friends, family members and any other passengers make it to the game safely. Play it safe Although tailgating is all about having fun, you’ll want to take a few precautions to make sure you and your guests are completely safe throughout the event. In particular, you should be extremely cautious when it comes to transporting your tailgating equipment to and from the game. If you plan to tow items behind your vehicle, make sure that the weight is distributed evenly throughout your trailer. Secure or tie down all of the cargo to ensure that nothing falls out of the trailer during the trip. Make sure that all of your trailer’s tires are the same size and type, and check the pressure on each tire before your trip. Also ensure that your trailer brake lights are functioning properly. Each state has different towing laws, so be sure to check with your DMV about the requirements in your area. You may need to obtain a special permit or license depending on the size and weight of your trailer. Additionally, you should call your insurance company to make sure you have enough coverage for your trailer and any expensive tailgating equipment you are towing.
 
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