 | Southeast Kansas native and PSU graduate, Jessica Stice, is the owner/agent of the Shelter Insurance office located at 410 N Broadway in Pittsburg. She has been a licensed Property, Casualty, Life and Health Insurance agent for over 6 years in the Southeast Kansas area. For more information, Jessica can be reached at (620) 231-4580. You can also visit www.shelterinsurance.com/jstice. |
Insurance
2013-04-29 16:17:37
Insurance review
A-Take a moment and think about last year. What changed in your life? I suggest meeting with your agent for a personal insurance review at least every year or two because our lives and needs change. It's important to adjust your coverage to meet those changes. Whether it is for your home, life, auto or any other policy, talk to your agent about the changes you've had. They can also see if you qualify for any new discounts. Check the list below and see if any of these examples describe you.
You may need an insurance review if you are:
Getting married or divorced-Whether you're getting married, remarried, or divorced, chances are you'll need to adjust your policies. Divorces typically result in property changing hands and individuals moving off and on things like auto policies. Review all of this with your agent and make sure the right people are on the policies. Getting married is not only a good time to purchase life insurance; it is also a great time to readjust any current policies by increasing the amount or simply changing your beneficiary. You may also want to add them as a listed driver to any current auto insurance policies.
Building or buying a new house-You will need a new policy for your new home, and you may also want to increase your life insurance coverage. This can help pay your mortgage payments in case something happens to any of the owners of the home.
Having or adopting a child-It's a good idea to increase your life insurance coverage any time a child comes into your life. If something happens to you, you're providing income to help provide for their future needs.
Opening a small business -If you open a small business in your house or in an owned or leased building, you may need to add a business insurance policy to your insurance portfolio.
Remodeling your home-If you have recently remodeled, discuss increasing your homeowners policy to make sure your work and investment is covered.
Accumulating new possessions-If you have received or purchased new items such as jewelry or art, you may want to modify your homeowners or add a personal articles policy also known as an inland marine policy.
Moving into an apartment or condo-Renters insurance is a great idea if you live in an apartment or condo. While the landlord may have insurance, it will not cover your belongings.
Retiring-Selling your home and moving to a condo? Check into condo coverage. Planning to tour in a new RV? Ask about RV insurance. Your life insurance needs may have changed, so let us help you check those options as well.
